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New PC with Windows 8 - now can't access my MS Money file

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I bought a new laptop that has Windows 8 OS (awful).  I successfully installed, from disk, my MS-Money 2005 (US).  I copied my .mny file from the old computer to the new one, in the same folder structure.  When I start up, it does ask for passport info - to my knowledge, I never had one.  It continues to ask for a password, and although at one time, I had one on my MS Money file on my old laptop, I have removed it.  I have entered my MS Live ID password and that doesn't work either.  I'm stumped. 

I see in forums that there's a solution to a similar problem in the UK, but am wondering what a US user can/should do?  I REALLY need this to work, and I agree with others, there's no good substitute for MS-Money.

Any help will me much appreciated.

WJT


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